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How is Your Premise Liability Law IQ?
As someone in a building management role, you’re already well aware of premise liability, but how dialed in are you to the A-To-Z of it? Hopefully this blog post will help:
First, let’s define a premises liability lawsuit.
According to the Justia law website: a premises liability lawsuit holds a property owner responsible for any damages arising out of an injury on that person or entity’s property. In all states, owners that occupy a property must make a reasonable effort to maintain a safe environment for visitors to it. Failure to keep the property safe for visitors results in “premises liability.”
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Most common premise liability cases
Here are the most common types of premise liability cases, according to the law firm of Warren McGraw & Knowles LLC:
- Slip and fall accidents
- Failure to maintain the premises allowing, liquid, debris or ice to accumulate
- Dog bites and animal attacks
- Sidewalk or roadway defects
- Poorly lit stairs, steps, or parking areas
- Falling debris or hanging hazards
- Carbon monoxide leaks
- Ice covered steps or walkways
- Negligent security or maintenance
- Amusement park accidents
- Construction site accidents
- Unsafe elevators & escalators
First thing to do: check your insurance.
Of course, you know how important it is to have property insurance, specifically commercial general liability insurance. Most policies will cover injuries that occur on your property, but never assume. If you are found to be negligent, the insurance should cover the injured person’s damages. This could include medical expenses, loss of wages, and pain and suffering. What makes a property owner negligent? Failing to make the property safe.
The victim of negligence on a commercial property must be able to show that it was the property owner’s negligence that led to the injury. Keeping your property safe is, therefore, your number-one priority. Remember that the law is not unreasonable when it comes to holding you responsible, but the more precautions you take, the stronger your case may be. According to Michael LoGiudice, LLC: an owner is considered negligent if they have not exercised a reasonable amount of care in keeping the property free from preventable hazards.
Another way to take extra steps in providing safety and help: an emergency communications system.
Unfortunately, accidents are going to happen, as you well know. You need to show that you have given those accidents much thought, in advance. In addition to the precautions that you take to keep your property safe, consider a top-quality emergency communications system that helps reduce your risk and liability in the unfortunate event that things do go awry. All Kings III phones are fully ADA and ASME compliant, and every phone call is digitally recorded, date/time stamped and permanently stored automatically. We make this available upon request- invaluable for event verification, reporting, and potential litigation. Speaking of insurance, ask how your property can be named an Additional Insured under our multi-million-dollar liability, E&O and umbrella insurance policies.
At Kings III, we offer a turnkey emergency phone solution that is created solely to help you, your staff, tenants, and visitors in an emergency – any emergency. Should somebody come to harm on your property, a stationary fixed phone will be available nearby, ready to get help.
No need to know your location – your address is already logged in, so there is no time wasted or confusion.
We provide a professional call center with staff that are on duty and ready for you 24/7/365. Never a busy signal or a wait time. Never a dropped call, or a weather-related service stoppage. Your call will always be handled promptly and accurately.
Kings III dispatch operators are Advanced Emergency Medical Dispatch (AEMD) certified, Red Cross CPR trained, and HIPAA compliant. AEMD certification is a further and higher form of training than what is currently required by all 911 dispatch centers require this certification for their dispatchers. However, it has become the benchmark for all EMD training programs, as it is such an effective training method. Our operators receive both initial and ongoing training. This will maximize your tenants’ safety in the event of an emergency.
Kings III has been in the emergency monitoring sector for decades. You get your choice of a number of emergency monitoring services and maintenance plans that will serve your property well.
Find out more about how Kings III Emergency Communications can help you by reaching out to one of our experts.
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